哪些算 excluded property？
Under section 4(2), the value of the following property that a spouse owns on V-day does not form part of the spouse’s NFP:
- unadjusted pensionable earnings under the Canada Pension Plan.
- property, other than a matrimonial home,3 that was acquired by gift or inheritance from a third party after the date of the marriage—for example, a gift of a car to the wife from her parents or a rental property left to the husband by his mother during the marriage;
- income from property acquired by gift or inheritance (as described above) if the donor or testator has expressly stated that it is to be excluded from the spouse’s net family property—for example, the rental income from the inherited rental property, if the husband’s mother’s will specifically stated that the income was to be excluded from the husband’s net family property;
- damages received for personal injuries, nervous shock, mental distress, or loss of guidance, care, and companionship, or the part of a settlement that represents those damages—for example, damages awarded to the husband for injuries suffered as a result of medical malpractice;
- proceeds of a life insurance policy that are payable on the death of the life insured—for example, life insurance proceeds payable to the wife on the death of her father;
- property, other than a matrimonial home, into which any of the property referred to above can be traced—for example, corporate shares bought by the wife using the life insurance proceeds she received on the death of her father;
- property that the spouses have agreed by way of domestic contract to exclude from a spouse’s NFP; and
根据《安大略省家庭法法案》第4(2)条，以下财产的价值，在婚姻关系结束日（即 V-day）属于一方配偶所有时，不计入该配偶的净家庭财产（Net Family Property，NFP）：
- 婚后由第三方赠与或继承的财产（不包括婚姻住所） 例如：
- 妻子从父母那里收到的一辆汽车作为礼物；
- 丈夫在婚姻期间从母亲那里继承的一处出租房产。
- 由上述赠与或继承所得财产所产生的收入，但前提是赠与人或遗嘱人在赠与或遗嘱中明确指示这些收入应被排除在净家庭财产之外。 例如：
- 如果丈夫母亲的遗嘱明确说明出租房所得租金应被排除在净家庭财产之外，则这些租金收入可被排除。
- 因人身伤害、精神冲击、精神痛苦或失去指导、照顾和陪伴而获得的赔偿金或和解金中代表这些损害的部分。 例如：
- 丈夫因医疗事故受伤而获得的损害赔偿。
- 在被保险人死亡时支付的寿险金。 例如：
- 妻子在父亲去世后获得的寿险金。
- 上述财产（除婚姻住所外）被转化或追溯的其他财产。 例如：
- 妻子用父亲去世后获得的寿险金购买的公司股份。
- 夫妻通过家庭合同（如婚前协议或婚后协议）约定排除在净家庭财产之外的财产。
- 加拿大养老金计划（CPP）下的未调整可计养老金收入（unadjusted pensionable earnings）。
